Date of Revision: February 15, 2026
Welcome to Kisschat.ai. These Terms of Service govern your access to and use of our platform. By creating an account or using our services, you agree to be bound by these terms. Please read them carefully.
| Topic | Policy |
|---|---|
| Billing | All payments are processed through secure third-party gateways. We do not store full card details. |
| Refunds | Due to the digital nature of the Service, all purchases are generally non-refundable. See our Refund Policy for details. |
| Cancellations | You may cancel your subscription at any time through your account settings to avoid future charges. |
| Credits | Virtual credits (KissCoins) do not roll over between billing cycles. See Subscription Terms for full details. |
| Upgrades | Upgrading takes effect immediately; remaining credits from previous plan are forfeited. |
You agree to indemnify, defend, and hold harmless Kisschat.ai and its affiliates, officers, directors, employees, agents, and licensors from and against any claims, losses, damages, costs, and expenses (including attorney's fees) arising from: (1) your use of or access to the Service; (2) your breach of these Terms; (3) your violation of any third-party right; (4) any claim that your content caused damage; or (5) any transaction you conduct via the Service.
If you have any questions or require further clarification, please contact us at: support@kisschat.ai